Long Term Care: A Financial Dilemma
Long Term Care: A Financial Dilemma Long-term care costs that drain your nest egg is a financial pothole that is hard to avoid. Here are some ideas to help manage this hazard. How much is needed Here's how much money you'll need for three different types of senior...
Taming Monthly Bill Creep
Taming Monthly Bill Creep Paying bills is inevitable, but paying too much is not. Here are some tips to help you get a handle on your recurring monthly expenses. Investigate your recurring services. Start by taking stock of every service you are currently using....
Tips to Protect Your Social Security Number
Tips to Protect Your Social Security Number Very few things in life can create a higher degree of stress than having your Social Security number (SSN) stolen. This is because, unlike other forms of identification, your SSN is virtually permanent. Here are some things...
Replacing a Totaled Car
Replacing a Totaled Car Underneath the still water of car insurance lies an unseen monster that comes up and attacks every car owner who has their car replaced after an insurance company declares the vehicle a total loss. Consider this true story: Becoming a...
New Electric Vehicle and Other Energy Credits
New Electric Vehicle and Other Energy Credits Tax incentives for purchasing clean (electric) vehicles and installing high efficiency home improvements are some of the featured provisions in the recently-passed Inflation Reduction Act (IRA). Here’s a closer look at...
Student Loan Forgiveness Q&A
Student Loan Forgiveness Q&A While there may be legal and Congressional challenges around the recent presidential executive order, here are some questions and answers about what is known so far about the announced student loan forgiveness program. Can the...
Debit Card Smarts
Debit Card Smarts Save money and potential headaches with these debit card tips: Only use in-network ATMs. All debit cards are also ATM cards and used by many to access cash. One of the most common fees appears when you use an out-of-network ATM. What you can do:...
Ideas When Reviewing Franchise Agreements
Ideas When Reviewing Franchise Agreements Buying a franchise may seem like an easy way to get into business, but there are many things to consider before you make a commitment. Here are some thoughts. Background A franchise agreement is basically a contract between...
Tips to improve your credit score
Tips to improve your credit score Credit scores are used to determine interest rates on mortgages, car loans and even the amount you pay for insurance premiums. Because of this, it is a good idea to review ways to improve yours. Here are some ideas: Look for errors on...
5 Great Things to Know about IRAs
5 Great Things to Know about IRAs IRA's can be a powerful tool to lower taxes all while saving for retirement or other predetermined uses. Here are five fairly unreported things to know about IRA's. A nonworking spouse can have an IRA. If your spouse doesn't work, you...