Retirement Plan Options for Small Business Owners

Retirement Plan Options for Small Business Owners Offering a retirement plan can be a powerful tool when you’re competing to attract the best employees. And if you’re a sole proprietor, a retirement account can help you save even more money for the future. Here...

Oh No! Your Tax Refund is Now a Bill

Oh No! Your Tax Refund is Now a Bill Many taxpayers start preparing their tax return with hopes of receiving a sizable refund, only to find out that their actual refund is much smaller than expected — or that they actually owe the federal government money instead! If...

Important Moves to Consider When Interest Rates Change

Important Moves to Consider When Interest Rates Change A domino effect occurs each time the Federal Reserve changes interest rates. An increase leads to higher rates for consumers when they borrow, while paving the way to better returns for savings accounts. A...

Your Brain on Social Media

Your Brain on Social Media How to make online interaction better for your health More than half the world now uses social media sites such as Facebook, X, and Instagram every day. The average user spends about 2 hours and 23 minutes on these platforms clicking,...

Building an Emergency Fund When Cash is Scarce

Building an Emergency Fund When Cash is Scarce The traditional rule-of-thumb for emergency funds is to have enough cash stashed away to cover 3 to 6 months worth of expenses. For many people, though, this sounds better in theory than in practice. When you’re...