The Trouble With 0% Financing

The Trouble With 0% Financing Companies want to make it easy to buy their big ticket items, especially at times of economic uncertainty. A popular technique is to offer 0% financing when you buy furniture, electronics and other household items. You can also take...

6 Tips for Lower Car Insurance Rates

6 Tips for Lower Car Insurance Rates If you’ve been feeling the pinch of higher auto insurance rates along with other rising costs, you should know some factors that impact these rates are well within your control. Consider these tips to pay less this year and...

Mastering Your Credit Card (and Not the Other Way Around!)

Mastering Your Credit Card (and Not the Other Way Around!) The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before, according to Experian, and it spells out a worrisome (and costly) trend for consumers....

Beware of These Popular Scammer Tactics

Beware of These Popular Scammer Tactics As long as the world has people with money, there will be scammers who use fraudulent tactics to try and separate you from your hard-earned cash. Here are some of the more recently-used methods that scammers are using to try and...

Budgeting Basics

Budgeting Basics During inflationary periods, it is harder to balance your income with the rising cost of housing, food, fuel, health care and insurance. One of the biggest tools to fight raising costs is creating a budget and measuring it throughout the year. Here...

Prepare Your Finances for More Interest Rate Hikes

Prepare Your Finances for More Interest Rate Hikes Financial experts are bracing for more interest rate hikes by the Federal Reserve over the remainder of 2023. Any interest rate revision – either increasing or decreasing – can cause a ripple effect...