Nov 7, 2024 | Finances, Taxes
Think Before Tapping 401(k)s and IRAs as Emergency Fund All Americans are now allowed to withdraw up to $1,000 every year from retirement accounts to pay for a broad range of emergency expenses. There are several reasons, however, why you should avoid tapping your...
Oct 30, 2024 | Finances, Planning
5 Ideas to Help Save Money Creating a sound financial foundation for you and your family is anything but easy. It is tough to save when everyone is tempting you with adding one monthly service after another. Add to that the high increases in things like property taxes...
Oct 14, 2024 | Finances, Taxes
Tax Credit or Tax Deduction: Understand the Difference Tax credits are some of the most valuable tools around to help cut your tax bill. But figuring out how to use these credits on your tax return can get complicated very quickly. Here’s what you need to know....
Oct 7, 2024 | Finances, Planning
Protect Your Valuables BEFORE Thieves Arrive If you are concerned about protecting your valuables, here are several suggestions to consider for protecting them from would-be thieves: Rent a safe deposit box. It may make sense to keep seldom worn jewelry, coins and...
Oct 1, 2024 | Finances, Planning, Taxes
Debt Relief and Taxes What everyone should know Negotiating to decrease or zero out a credit card bill or other loan balance can help relieve a tough financial situation, but it can also give way to an unexpected tax bill. Here’s a quick review of various debt...
Sep 28, 2024 | Finances, Planning
Early Mortgage Payoff: Small Payments Can Save You Big Money Small payments can save you big money when paying off your mortgage. With 30-year fixed rates reaching levels not seen in 25 years, adding even just a little extra to your monthly payment can significantly...