gray cpa

IMPORTANT: We continue to have limited physical office hours, currently set as Monday-Thursday 9:00-4:00, and Friday’s are By Appointment Only.  With our varying staff levels, our phones do have additional hours of coverage, so please feel free to call. We still welcome you to pre-schedule a visit with our team as we would be happy to provide any one on one you may need!

Client Portal

How to Fix Your Overfunded IRA or Retirement Account

Oct 14, 2017 | Finances

How to Fix Your Overfunded IRA or Retirement Account Is socking away large sums in a tax-deferred retirement account ever a bad idea? It is when you exceed the annual IRS limits. And intentional or not, the penalties can be painful. Here’s how overfunding occurs...

Know Your Rights When Debt Collectors Call

Oct 7, 2017 | Finances

Know Your Rights When Debt Collectors Call At some point you may be on the receiving end of a debt collection phone call. It could happen any time you are behind on paying your bills or when there is an error in billing. In the U.S. there are strict rules in place...

HSA as a Retirement Tool: The Good, The Bad, And The Ugly

Aug 7, 2017 | Finances

Should you consider your HSA as a retirement tool? Health Savings Accounts (HSAs) are a great way to pay for medical expenses, and since unused funds roll over from year to year, the account can also provide a source of retirement funds in addition to other plans like...

Donate Stock to Lower Your Tax Burden

Jun 8, 2017 | Finances, Taxes

With U.S. equity valuations near historically high levels, now might be an opportune time to donate stock and take advantage of the tax benefits of donating long-term appreciated stock to a qualified charity. Directly donating a winning stock you’ve held for at...

Save Money on Summer Vacation

May 17, 2017 | Finances

  When setting your family budget, often the first thing that gets slashed is the summer vacation. However, if you plan ahead, you can find simple ways to save and keep your vacation on the calendar. Here are a few ideas. Flexible location. Sometimes you just...

Tips for Working Beyond Retirement Age

May 10, 2017 | Finances

Many people choose to work into their retirement years. If this is something you’re considering, here are some tips to make sure you get the greatest benefit from your efforts. 1) Consider delaying Social Security. You can start receiving Social Security retirement...