Think Before Tapping 401(k)s and IRAs as Emergency Fund
Think Before Tapping 401(k)s and IRAs as Emergency Fund All Americans are now allowed to withdraw up to $1,000 every year from retirement accounts to pay for a broad range of emergency expenses. There are several reasons, however, why you should avoid tapping your...
Tips to Protect Your Social Security Number
Tips to Protect Your Social Security Number Very few things in life can create a higher degree of stress than having your Social Security number (SSN) stolen. This is because, unlike other forms of identification, your SSN is virtually permanent. Here are some things...
5 Ideas to Help Save Money
5 Ideas to Help Save Money Creating a sound financial foundation for you and your family is anything but easy. It is tough to save when everyone is tempting you with adding one monthly service after another. Add to that the high increases in things like property taxes...
Straight As: Ideas to Help Your Kids Thrive This School Year
Straight As: Ideas to Help Your Kids Thrive This School Year Your child's education now features more screen time, more remote learning, and more opportunities to be tripped up in our online world. The good news is that you can still make a difference in your child's...
Make Your Hiring Process a Success!
Make Your Hiring Process a Success! Whether you’re a sole proprietor ready to hire your first employee, or you already have employees and think you’re ready to hire your next team member, here’s a two-step process to help make your hiring process a success! Step #1:...
Tax Credit or Tax Deduction: Understand the Difference
Tax Credit or Tax Deduction: Understand the Difference Tax credits are some of the most valuable tools around to help cut your tax bill. But figuring out how to use these credits on your tax return can get complicated very quickly. Here's what you need to know....
Protect Your Valuables BEFORE Thieves Arrive
Protect Your Valuables BEFORE Thieves Arrive If you are concerned about protecting your valuables, here are several suggestions to consider for protecting them from would-be thieves: Rent a safe deposit box. It may make sense to keep seldom worn jewelry, coins and...
Debt Relief and Taxes
Debt Relief and Taxes What everyone should know Negotiating to decrease or zero out a credit card bill or other loan balance can help relieve a tough financial situation, but it can also give way to an unexpected tax bill. Here's a quick review of various debt...
Early Mortgage Payoff: Small Payments Can Save You Big Money
Early Mortgage Payoff: Small Payments Can Save You Big Money Small payments can save you big money when paying off your mortgage. With 30-year fixed rates reaching levels not seen in 25 years, adding even just a little extra to your monthly payment can significantly...
2024 Form W-9 & 1099 Reminder
It is that time of year when you need to start preparing for issuing 1099-NECs and 1099-MISC. Early preparation assists you (or us if we are preparing on your behalf) in making sure your 1099s are prepared accurately and filed timely. Q. Who is subject to receive a...